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PRIVACY POLICY
Before using the Website (that is, all sites operated by or linked to the Ground Rules, Inc., Website) it is your responsibility to read the Privacy Policy. You can notify us in the manner set out below if you do not want us to share information about you with third parties.

The basic principles
By accessing and using the Website you are agreeing to be legally bound by the Terms of Use and this Privacy Policy. You should therefore also read the Terms of Use before using the Website.

Ground Rules, Inc., (“Ground Rules”) is determined to protect your privacy. It is very important to us that you should be able to use and enjoy the Website without having to compromise your privacy in any way. Knowing something about our users is, however, necessary to ensure that our service is continually improved. We need to build an accurate picture of the needs and wishes of our users, and to be able to communicate with you. That enables us to offer a service and information that is relevant and truly interactive, which is what our users expect. It also helps us to maintain freetouser access to the Website.

We answer your important questions

"What information do you collect about me?"
We automatically collect some data about our users' browsing actions and patterns. This is aggregate data and does not identify any individual. We may also ask you to provide information on a voluntary basis in order to get a clearer picture of our users. It is then entirely up to you whether you are happy to give us this information. In the course of entering competitions, promotions and other online offers you will be asked to give some details about yourself. You may also choose to e–mail us or make contact with us in other ways. Such contact gives us information about you. If you have any financial dealings or make purchases with our trading partners on co–branded sites, they will ask for certain information. This information may be shared with us.

"For what purposes do you collect this information?"
We use aggregate audience details (where no individual is identifiable) to help us improve our understanding of our users and their preferences. We use it to assist us in arranging relevant advertising, commercial opportunities and competitions, as well as ensuring the best editorial coverage. It also helps us develop the Website and audit its use. The information enables us to conduct market research and other surveys. We want to be able to create and draw to your attention editorial material and commercial opportunities that may be of interest to you. We want to share the information with advertisers, trading partners and other commercial entities with whom we have or might have an association. We may also share the information that they obtain about their users, which may include you.

"How private are my details?
Apart from other companies we may partner with from time to time at Ground Rules, Inc., we only share personal information about you with third parties whom we have selected carefully and with whom we have, or may have, a commercial relationship. Ground Rules complies with the relevant legal requirements and takes all reasonable care to ensure that your information is secure and private and is only seen by responsible third parties. However we cannot be held responsible for the actions of any third party who receives or obtains access to the information, nor for any breach of security.

If you tell us that you do not want us to use your details, then data about your use of the Web Site would then only form part of aggregated statistics and would not be related to you as an individual.

You can ask to see the information we have about you by emailing a request to support@groundrulesonline.com.

"What do I do if I am not happy for you to share information about me with others?"
You may not wish us to share personal details about you with third parties outside Ground Rules or its trading and commercial partners, or to use your information in the other ways we have described in this Privacy Policy. You can email us at support@groundrulesonline.com at any time to let us know of any objections you may have to how we use or disclose your data. Your personal details may however be shared with third party organizations we have contracted to provide services to us, on an agency basis, which include processing data. We may also have to release information (which could include the contents of email communications between any persons) because of a legal requirement on us or pursuant to a court order.

"Do you use cookies?"
Like many other web sites we do use cookies as they enable us to identify you when you visit the Web Site and to develop a clearer picture of our users' preferences. Cookies are small text files that are sent to your browser when you visit the Web Site and are stored on your hard disc. By identifying your previous visits, they enable you to use the site more effectively and enable us to tailor the site better to suit your needs. You can find out more about cookies at

International transfer of personal data
As you may know, the Internet does not recognize national boundaries. Services on the net are accessible globally so collection and transmission of personal data is not always confined to one country. You should be aware that by using the Website and those of our partners or any site we link through to, your personal data may be processed in or transferred to other countries, and you agree to your personal data being transferred or processed in this way.

Further information
If you want further information, or wish to communicate with us about this Privacy Policy, please email us at support@groundrulesonline.com


TERMS AND CONDITIONS OF USE

By accessing and its associated Websites ( List additional sites), known both collectively and individually in these Terms as the "Website") you are agreeing to be legally bound by these terms as modified from time to time ("Terms"). Your use of the Website constitutes your agreement to the Terms.

Before using the Website it is your responsibility to read the Privacy Policy and to notify us in the manner set out in the Policy if you do not want us to collect information about you. Use of the Website is conditioned on your providing certain information about yourself and your company.

The Website is owned and operated by Ground Rules, Inc., a Florida and its associated companies or partners). Ground Rules reserves the right to suspend or terminate your access to the Website at any time, with or without notice or explanation.

Rights
All intellectual property rights, including copyright, in the content displayed on the Website ("Content") belong to Ground Rules, Inc., or its licensors. All rights are hereby reserved.

Use of Content
The Website and the Content may only be used for your commercial use in accordance with the terms and conditions of use. For this purpose alone you may retrieve and display the Content on a computer screen. You may also print out, but not photocopy, one copy of individual files on paper and store files in electronic form on disc, but not on any server or any other storage device connected to a network where the pages could be accessed by other users.

Except as set out above, you agree not to download, copy, reproduce, modify, store, archive, show in public, redistribute or commercially exploit in any way any part of the Content without the prior written permission of Ground Rules, Inc.. You agree not to use the Content for any illegal or improper purpose. You also agree to abide by all copyright notices and restrictions attached to the Content and not to remove or alter any such notice or restriction or alter the Content in any way.
License to reproduce Content

If you wish to republish, redistribute or exploit the Content in any way you should address a request for permission to Ground Rules, Inc. at
Email:
Telephone:
Telefax:
Ground Rules, Inc., cannot guarantee that any such permission will be forthcoming, or on what terms.

Links from other sites
Third parties are permitted to link to advertisements and articles within Ground Rules Websites, using the URL and quoting the headline and the source website. Brief extracts from a story are permitted provided they are not substantive. Requests for more extensive material should be directed to support@groundrulesonline.com. A third party must ensure that nothing on its own web site suggests or could be understood to imply that any part of the website is part of its own web site unless the third party has obtained the prior written approval of Ground Rules which reserves the right to withdraw any permission without explanation or notice if in its sole judgement use of such links is excessive or inappropriate. ID also reserves the right to change the location and nature of files within the website without explanation or notice; it is the responsibility of the third party to check and update links as necessary.

Trademarks and Intellectual Property
Ground Rules, Inc., Ground Rules and Groundrulesonline.com are Registered Trademarks of Ground Rules, Inc. or otherwise part of its intellectual property. You may not use these marks without the prior written permission of Ground Rules, Inc.

Limitation of liability and disclaimer
Ground Rules obtains the Content from a wide range of sources and it includes facts, views, opinions and information likely to be of interest to users of the Website. While all reasonable care is taken, we do not guarantee the accuracy, completeness, timeliness, performance or fitness for any particular purpose of the Content or the Website, nor do we endorse or accept any responsibility for any views, advice, recommendations or opinions expressed on the Website. You should note that any contact or arrangements made between you and any third party named on the Website is at your own risk, and Ground Rules, Inc., accepts no liability. The Content should only be used for your general information and use and not by way of specific recommendation or advice as every individual's circumstances are different. Before taking any action or decision based in whole or in part on the Content, you should always make your own independent checks of any information that is important in making such decision or taking such action. You should also seek professional advice in appropriate circumstances such as over medical, investment, tax, legal and other professional matters. Ground Rules does not give any warranties in respect of the Content or the Website, freedom from viruses or other contamination or that the Website is compatible with any computer systems, software and browsers. All implied warranties or duties are excluded save if and to the extent that they may not lawfully be excluded. Ground Rules shall not be liable for any claims, losses, injuries, penalties, damages, costs or expenses arising from the use of, or inability to use the Website or Content or from any action taken, or omitted to be taken, as a result of using the Website or Content, other than death or personal injury resulting from use of the Website directly caused by the negligence of Ground Rules, Inc. To the fullest extent allowed by applicable law, you agree that Ground Rules will not be liable to you and/or any third party for any consequential or incidental damages (including but not limited to lost profits, loss of privacy or for failure to fulfil any duty) or for any other indirect, special or punitive damages whatsoever that arise out of or are related to the use of the Website or the Content or to any breach of the terms by Ground Rules, even if Ground Rules has been advised of the possibility of such damages and even in the event of fault or strict liability. You agree that your only recovery for any damages that you incur, and your exclusive remedy, shall be limited to the direct damages (if any) you actually incur in reasonable reliance on the Content up to a limit of the refund of the amount you paid (if any) in relation to the particular use of the Content in total during the month in which the damage first incurred.

Links to third party sites
This Website contains links to other web sites operated by parties who are wholly separate from Ground Rules, Inc. Links to all third party sites are identifiable because clicking on them will launch new browser windows displaying the third party's website URLs, or as otherwise signed as such by Ground Rules. Such links are provided for your convenience and reference only and Ground Rules cannot be held responsible in any way for the content, operation or availability of such Websites.

Cobranded sites
Some third party sites to which links are provided are "cobranded" sites. Such sites are operated by third parties with whom Ground Rules has a commercial association. If you wish to make any purchases or enter any financial dealings on a cobranded site, you may be asked by the third party operator to supply information about yourself and on your financial affairs, including your bank or credit card details. The third party operator will have their own privacy policy and it is up to you to indicate if you would not be prepared to let that third party pass on your personal data. While we select our trading partners with great care, Ground Rules cannot be held liable for any loss or damage whatsoever which you may suffer as a result of your decision to deal with or supply information to any third party.

Your attention is drawn to the Privacy Policy.

Competitions and prize draws

Ground Rules may on occasion run competitions or prize draws either on its own behalf, for other parties, or in conjunction with commercial partners. These will be subject to additional rules and conditions which will be made available at the time of any such competition.

Changes to these Terms
Ground Rules reserves the right to make changes to any part of the Website and to add to or change these Terms or the Privacy Policy. It is your responsibility to refer to the Terms whenever you access the Website. Every time you access the Website you agree to be bound by the Terms and the Privacy Policy as varied or amended from time to time.

Florida Law
By accessing the Website you agree to accept that these Terms are governed by and construed in accordance with the laws of Florida. You also accept the exclusive jurisdiction of the Florida Courts in relation to any dispute that may arise in connection with these Terms or your use of the Website or arising in any way from the Content. For the exclusive benefit of Ground Rules, Inc., Ground Rules shall retain the right to bring proceedings as to the substance of the matter in the courts of the country of your residence or, where these Terms are entered into in the course of your trade or profession, the country of your principal place of business.


LINKS TO GRI WEBSITE DATA

GROUND RULES, INC., (“Ground Rules”) is happy to provide a link to other pertinent third party Web Sites, using the URL. The headline and (your choice) of either the first sentence or first paragraph of the advertisement or article on your site, must link back to the full advertisement or article on our site. To register your profile and details of your company and business with us, which we ask you to do, and for permission to use our content more extensively, please contact support@groundrulesonline.com.

A third party must ensure that it does not suggest or imply that any of the content is part of its own website without the prior written approval of Ground Rules, and reserves the right to withdraw any permission without explanation or notice if in its sole judgement use of such links is excessive or inappropriate. Ground Rules also reserves the right to change the location and nature of files within the website without explanation or notice; it is the responsibility of the third party to check and update links as necessary.

Reproduction of Digital Formatted Information in Non-Digital Format:
Should you wish to reproduce any content in a non-digital format, or for more information on news feeds, advertisements, page-ready supplements, and syndication in general, please contact us at: support@groundrulesonline.com

COMPANY INFORMATION
GROUND RULES, INC., is a company organized under the laws of the State of Florida with its principal offices located at
3450 Northlake Boulevard, Suite 103
Palm Beach Gardens, Florida 33403